Monthly Repayment |
HKD$40,744
|
Initial Payment |
HKD$5.9 Millions
|
Loan Amount |
HKD$5.9 Millions
|
Total interest |
HKD$1.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$442,500
|
Legal Fee |
HKD$47,000
|
Agency Fee |
HKD$118,000
|
Total Expense |
HKD$607,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72754 | 51686 | 40347 | 35311 | 27133 | 22235 | 18976 |
1.5% | 74033 | 52976 | 41651 | 36623 | 28470 | 23596 | 20362 |
2% | 75327 | 54287 | 42981 | 37967 | 29847 | 25007 | 21807 |
2.5% | 76636 | 55619 | 44337 | 39340 | 31264 | 26468 | 23312 |
3% | 77958 | 56970 | 45720 | 40744 | 32721 | 27978 | 24874 |
3.5% | 79295 | 58342 | 47129 | 42178 | 34217 | 29536 | 26493 |
4% | 80645 | 59734 | 48563 | 43641 | 35752 | 31142 | 28167 |
4.5% | 82010 | 61146 | 50024 | 45134 | 37326 | 32794 | 29894 |
5% | 83390 | 62578 | 51510 | 46656 | 38937 | 34490 | 31672 |
5.5% | 84783 | 64030 | 53022 | 48207 | 40585 | 36231 | 33499 |
6% | 86190 | 65502 | 54558 | 49787 | 42269 | 38013 | 35373 |