Monthly Repayment |
HKD$4,074
|
Initial Payment |
HKD$0.59 Millions
|
Loan Amount |
HKD$0.59 Millions
|
Total interest |
HKD$0.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,900
|
Agency Fee |
HKD$11,800
|
Total Expense |
HKD$22,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7275 | 5168 | 4034 | 3531 | 2713 | 2223 | 1897 |
1.5% | 7403 | 5297 | 4165 | 3662 | 2847 | 2359 | 2036 |
2% | 7532 | 5428 | 4298 | 3796 | 2984 | 2500 | 2180 |
2.5% | 7663 | 5561 | 4433 | 3934 | 3126 | 2646 | 2331 |
3% | 7795 | 5697 | 4572 | 4074 | 3272 | 2797 | 2487 |
3.5% | 7929 | 5834 | 4712 | 4217 | 3421 | 2953 | 2649 |
4% | 8064 | 5973 | 4856 | 4364 | 3575 | 3114 | 2816 |
4.5% | 8201 | 6114 | 5002 | 4513 | 3732 | 3279 | 2989 |
5% | 8339 | 6257 | 5151 | 4665 | 3893 | 3449 | 3167 |
5.5% | 8478 | 6403 | 5302 | 4820 | 4058 | 3623 | 3349 |
6% | 8619 | 6550 | 5455 | 4978 | 4226 | 3801 | 3537 |