Monthly Repayment |
HKD$40,399
|
Initial Payment |
HKD$5.85 Millions
|
Loan Amount |
HKD$5.85 Millions
|
Total interest |
HKD$1.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$438,750
|
Legal Fee |
HKD$46,750
|
Agency Fee |
HKD$117,000
|
Total Expense |
HKD$602,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72137 | 51248 | 40005 | 35011 | 26903 | 22047 | 18815 |
1.5% | 73406 | 52528 | 41298 | 36313 | 28228 | 23396 | 20189 |
2% | 74689 | 53827 | 42617 | 37645 | 29594 | 24795 | 21622 |
2.5% | 75986 | 55147 | 43961 | 39007 | 30999 | 26244 | 23114 |
3% | 77297 | 56488 | 45332 | 40399 | 32443 | 27741 | 24663 |
3.5% | 78623 | 57848 | 46729 | 41820 | 33927 | 29286 | 26269 |
4% | 79962 | 59228 | 48152 | 43271 | 35449 | 30878 | 27928 |
4.5% | 81315 | 60628 | 49600 | 44752 | 37009 | 32516 | 29641 |
5% | 82683 | 62048 | 51073 | 46261 | 38607 | 34198 | 31404 |
5.5% | 84064 | 63487 | 52572 | 47799 | 40241 | 35924 | 33215 |
6% | 85460 | 64946 | 54096 | 49365 | 41911 | 37691 | 35073 |