Monthly Repayment |
HKD$38,771
|
Initial Payment |
HKD$3.5 Millions
|
Loan Amount |
HKD$8.18 Millions
|
Total interest |
HKD$3.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$438,000
|
Legal Fee |
HKD$46,700
|
Agency Fee |
HKD$116,800
|
Total Expense |
HKD$601,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 100820 | 71625 | 55912 | 48932 | 37600 | 30813 | 26297 |
1.5% | 102593 | 73413 | 57718 | 50751 | 39452 | 32698 | 28217 |
2% | 104386 | 75230 | 59561 | 52613 | 41361 | 34654 | 30220 |
2.5% | 106199 | 77075 | 61441 | 54516 | 43324 | 36678 | 32305 |
3% | 108031 | 78948 | 63357 | 56461 | 45343 | 38771 | 34470 |
3.5% | 109884 | 80849 | 65309 | 58448 | 47417 | 40930 | 36713 |
4% | 111756 | 82778 | 67297 | 60476 | 49544 | 43155 | 39033 |
4.5% | 113647 | 84734 | 69321 | 62545 | 51725 | 45444 | 41426 |
5% | 115558 | 86719 | 71381 | 64655 | 53957 | 47796 | 43890 |
5.5% | 117489 | 88731 | 73475 | 66804 | 56241 | 50207 | 46422 |
6% | 119439 | 90770 | 75605 | 68993 | 58575 | 52678 | 49019 |