Monthly Repayment |
HKD$38,671
|
Initial Payment |
HKD$3.5 Millions
|
Loan Amount |
HKD$8.16 Millions
|
Total interest |
HKD$3.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$436,875
|
Legal Fee |
HKD$46,625
|
Agency Fee |
HKD$116,500
|
Total Expense |
HKD$600,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 100561 | 71441 | 55768 | 48807 | 37504 | 30733 | 26229 |
1.5% | 102329 | 73224 | 57570 | 50621 | 39351 | 32614 | 28144 |
2% | 104118 | 75036 | 59408 | 52478 | 41254 | 34565 | 30142 |
2.5% | 105926 | 76877 | 61283 | 54376 | 43213 | 36584 | 32222 |
3% | 107754 | 78745 | 63194 | 56316 | 45227 | 38671 | 34381 |
3.5% | 109601 | 80641 | 65142 | 58298 | 47295 | 40825 | 36619 |
4% | 111469 | 82565 | 67125 | 60321 | 49417 | 43045 | 38933 |
4.5% | 113355 | 84517 | 69143 | 62385 | 51592 | 45328 | 41320 |
5% | 115262 | 86496 | 71198 | 64489 | 53819 | 47673 | 43777 |
5.5% | 117187 | 88503 | 73287 | 66633 | 56097 | 50078 | 46303 |
6% | 119132 | 90537 | 75411 | 68816 | 58424 | 52542 | 48893 |