Monthly Repayment |
HKD$38,638
|
Initial Payment |
HKD$3.49 Millions
|
Loan Amount |
HKD$8.15 Millions
|
Total interest |
HKD$3.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$436,500
|
Legal Fee |
HKD$46,600
|
Agency Fee |
HKD$116,400
|
Total Expense |
HKD$599,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 100474 | 71379 | 55721 | 48765 | 37472 | 30707 | 26207 |
1.5% | 102242 | 73162 | 57521 | 50578 | 39317 | 32586 | 28120 |
2% | 104029 | 74972 | 59357 | 52433 | 41219 | 34535 | 30116 |
2.5% | 105835 | 76811 | 61231 | 54329 | 43176 | 36553 | 32194 |
3% | 107661 | 78677 | 63140 | 56268 | 45188 | 38638 | 34352 |
3.5% | 109507 | 80572 | 65086 | 58248 | 47255 | 40790 | 36588 |
4% | 111373 | 82494 | 67067 | 60269 | 49375 | 43008 | 38899 |
4.5% | 113258 | 84444 | 69084 | 62331 | 51548 | 45289 | 41284 |
5% | 115163 | 86422 | 71136 | 64433 | 53773 | 47632 | 43740 |
5.5% | 117087 | 88427 | 73224 | 66575 | 56049 | 50035 | 46263 |
6% | 119030 | 90459 | 75346 | 68757 | 58374 | 52497 | 48851 |