Monthly Repayment |
HKD$38,505
|
Initial Payment |
HKD$3.48 Millions
|
Loan Amount |
HKD$8.12 Millions
|
Total interest |
HKD$3.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$435,000
|
Legal Fee |
HKD$46,500
|
Agency Fee |
HKD$116,000
|
Total Expense |
HKD$597,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 100129 | 71134 | 55529 | 48597 | 37343 | 30602 | 26117 |
1.5% | 101890 | 72910 | 57323 | 50404 | 39182 | 32474 | 28023 |
2% | 103671 | 74714 | 59153 | 52252 | 41077 | 34416 | 30013 |
2.5% | 105471 | 76547 | 61020 | 54143 | 43028 | 36427 | 32083 |
3% | 107291 | 78407 | 62923 | 56075 | 45033 | 38505 | 34234 |
3.5% | 109131 | 80295 | 64862 | 58048 | 47092 | 40650 | 36462 |
4% | 110990 | 82211 | 66837 | 60062 | 49205 | 42860 | 38766 |
4.5% | 112869 | 84154 | 68847 | 62117 | 51371 | 45133 | 41142 |
5% | 114767 | 86125 | 70892 | 64212 | 53588 | 47468 | 43589 |
5.5% | 116684 | 88123 | 72972 | 66347 | 55856 | 49863 | 46104 |
6% | 118621 | 90148 | 75087 | 68521 | 58174 | 52317 | 48683 |