Monthly Repayment |
HKD$33,005
|
Initial Payment |
HKD$4.64 Millions
|
Loan Amount |
HKD$6.96 Millions
|
Total interest |
HKD$2.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$435,000
|
Legal Fee |
HKD$46,500
|
Agency Fee |
HKD$116,000
|
Total Expense |
HKD$597,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 85825 | 60972 | 47596 | 41655 | 32008 | 26230 | 22386 |
1.5% | 87334 | 62494 | 49134 | 43203 | 33585 | 27835 | 24020 |
2% | 88861 | 64041 | 50703 | 44788 | 35209 | 29500 | 25725 |
2.5% | 90404 | 65611 | 52303 | 46408 | 36881 | 31223 | 27500 |
3% | 91964 | 67206 | 53934 | 48064 | 38599 | 33005 | 29343 |
3.5% | 93541 | 68824 | 55596 | 49755 | 40365 | 34843 | 31253 |
4% | 95134 | 70466 | 57288 | 51482 | 42176 | 36737 | 33228 |
4.5% | 96745 | 72132 | 59011 | 53243 | 44032 | 38685 | 35265 |
5% | 98372 | 73821 | 60764 | 55039 | 45932 | 40687 | 37362 |
5.5% | 100015 | 75534 | 62548 | 56869 | 47876 | 42740 | 39518 |
6% | 101675 | 77270 | 64360 | 58732 | 49863 | 44843 | 41728 |