Monthly Repayment |
HKD$27,504
|
Initial Payment |
HKD$5.8 Millions
|
Loan Amount |
HKD$5.8 Millions
|
Total interest |
HKD$2.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$435,000
|
Legal Fee |
HKD$46,500
|
Agency Fee |
HKD$116,000
|
Total Expense |
HKD$597,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71521 | 50810 | 39663 | 34712 | 26673 | 21858 | 18655 |
1.5% | 72779 | 52079 | 40945 | 36003 | 27987 | 23196 | 20016 |
2% | 74051 | 53367 | 42252 | 37323 | 29341 | 24583 | 21437 |
2.5% | 75337 | 54676 | 43586 | 38673 | 30734 | 26019 | 22917 |
3% | 76637 | 56005 | 44945 | 40053 | 32166 | 27504 | 24453 |
3.5% | 77951 | 57353 | 46330 | 41463 | 33637 | 29036 | 26044 |
4% | 79279 | 58722 | 47740 | 42901 | 35146 | 30614 | 27690 |
4.5% | 80620 | 60110 | 49176 | 44369 | 36693 | 32238 | 29387 |
5% | 81976 | 61517 | 50637 | 45866 | 38277 | 33906 | 31135 |
5.5% | 83346 | 62945 | 52123 | 47390 | 39897 | 35617 | 32931 |
6% | 84729 | 64391 | 53633 | 48943 | 41553 | 37369 | 34773 |