Monthly Repayment |
HKD$38,439
|
Initial Payment |
HKD$3.47 Millions
|
Loan Amount |
HKD$8.11 Millions
|
Total interest |
HKD$3.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$434,250
|
Legal Fee |
HKD$46,450
|
Agency Fee |
HKD$115,800
|
Total Expense |
HKD$596,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 99957 | 71011 | 55433 | 48513 | 37279 | 30549 | 26072 |
1.5% | 101715 | 72784 | 57224 | 50317 | 39115 | 32418 | 27975 |
2% | 103492 | 74586 | 59051 | 52162 | 41006 | 34357 | 29961 |
2.5% | 105290 | 76415 | 60915 | 54049 | 42953 | 36364 | 32028 |
3% | 107107 | 78272 | 62815 | 55978 | 44955 | 38439 | 34175 |
3.5% | 108943 | 80156 | 64750 | 57948 | 47011 | 40580 | 36399 |
4% | 110799 | 82069 | 66721 | 59959 | 49120 | 42786 | 38699 |
4.5% | 112674 | 84009 | 68728 | 62010 | 51282 | 45055 | 41071 |
5% | 114569 | 85976 | 70770 | 64101 | 53496 | 47386 | 43514 |
5.5% | 116483 | 87971 | 72846 | 66232 | 55760 | 49777 | 46024 |
6% | 118416 | 89993 | 74958 | 68403 | 58073 | 52227 | 48599 |