Monthly Repayment |
HKD$38,339
|
Initial Payment |
HKD$3.47 Millions
|
Loan Amount |
HKD$8.09 Millions
|
Total interest |
HKD$3.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$433,125
|
Legal Fee |
HKD$46,375
|
Agency Fee |
HKD$115,500
|
Total Expense |
HKD$595,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 99698 | 70827 | 55290 | 48388 | 37182 | 30470 | 26004 |
1.5% | 101451 | 72596 | 57076 | 50187 | 39013 | 32334 | 27902 |
2% | 103224 | 74392 | 58898 | 52027 | 40900 | 34268 | 29883 |
2.5% | 105017 | 76217 | 60757 | 53909 | 42842 | 36270 | 31945 |
3% | 106829 | 78069 | 62652 | 55833 | 44839 | 38339 | 34086 |
3.5% | 108661 | 79949 | 64582 | 57798 | 46889 | 40475 | 36305 |
4% | 110512 | 81856 | 66548 | 59803 | 48993 | 42675 | 38599 |
4.5% | 112382 | 83791 | 68550 | 61849 | 51149 | 44939 | 40965 |
5% | 114272 | 85753 | 70586 | 63935 | 53357 | 47264 | 43402 |
5.5% | 116181 | 87743 | 72658 | 66061 | 55615 | 49648 | 45905 |
6% | 118110 | 89760 | 74763 | 68225 | 57923 | 52091 | 48473 |