Monthly Repayment |
HKD$397,775
|
Initial Payment |
HKD$57.6 Millions
|
Loan Amount |
HKD$57.6 Millions
|
Total interest |
HKD$14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$4,896,000
|
Legal Fee |
HKD$305,500
|
Agency Fee |
HKD$1,152,000
|
Total Expense |
HKD$6,353,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 710279 | 504599 | 393904 | 344732 | 264899 | 217078 | 185264 |
1.5% | 722772 | 517199 | 406630 | 357547 | 277946 | 230363 | 198789 |
2% | 735404 | 529997 | 419614 | 370661 | 291388 | 244140 | 212900 |
2.5% | 748175 | 542994 | 432856 | 384070 | 305224 | 258403 | 227589 |
3% | 761086 | 556189 | 446354 | 397775 | 319448 | 273145 | 242843 |
3.5% | 774135 | 569582 | 460107 | 411772 | 334056 | 288359 | 258649 |
4% | 787323 | 583171 | 474114 | 426060 | 349044 | 304034 | 274991 |
4.5% | 800649 | 596957 | 488373 | 440636 | 364406 | 320159 | 291850 |
5% | 814113 | 610937 | 502882 | 455497 | 380134 | 336723 | 309209 |
5.5% | 827714 | 625111 | 517638 | 470640 | 396223 | 353714 | 327046 |
6% | 841452 | 639478 | 532640 | 486061 | 412664 | 371117 | 345341 |