Monthly Repayment |
HKD$32,151
|
Initial Payment |
HKD$4.52 Millions
|
Loan Amount |
HKD$6.78 Millions
|
Total interest |
HKD$2.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$423,750
|
Legal Fee |
HKD$45,750
|
Agency Fee |
HKD$113,000
|
Total Expense |
HKD$582,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 83605 | 59395 | 46365 | 40577 | 31180 | 25551 | 21807 |
1.5% | 85076 | 60878 | 47863 | 42086 | 32716 | 27115 | 23399 |
2% | 86563 | 62385 | 49392 | 43629 | 34298 | 28737 | 25060 |
2.5% | 88066 | 63914 | 50950 | 45208 | 35927 | 30416 | 26789 |
3% | 89586 | 65468 | 52539 | 46821 | 37601 | 32151 | 28584 |
3.5% | 91122 | 67044 | 54158 | 48469 | 39321 | 33942 | 30445 |
4% | 92674 | 68644 | 55807 | 50150 | 41085 | 35787 | 32368 |
4.5% | 94243 | 70266 | 57485 | 51866 | 42893 | 37685 | 34353 |
5% | 95827 | 71912 | 59193 | 53615 | 44744 | 39635 | 36396 |
5.5% | 97428 | 73580 | 60930 | 55398 | 46638 | 41635 | 38496 |
6% | 99045 | 75271 | 62696 | 57213 | 48574 | 43683 | 40649 |