Monthly Repayment |
HKD$3,186
|
Initial Payment |
HKD$0.45 Millions
|
Loan Amount |
HKD$0.67 Millions
|
Total interest |
HKD$0.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,600
|
Agency Fee |
HKD$11,200
|
Total Expense |
HKD$21,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8286 | 5886 | 4595 | 4021 | 3090 | 2532 | 2161 |
1.5% | 8432 | 6033 | 4744 | 4171 | 3242 | 2687 | 2319 |
2% | 8579 | 6183 | 4895 | 4324 | 3399 | 2848 | 2483 |
2.5% | 8728 | 6334 | 5049 | 4480 | 3560 | 3014 | 2655 |
3% | 8879 | 6488 | 5207 | 4640 | 3726 | 3186 | 2833 |
3.5% | 9031 | 6645 | 5367 | 4804 | 3897 | 3364 | 3017 |
4% | 9185 | 6803 | 5531 | 4970 | 4072 | 3547 | 3208 |
4.5% | 9340 | 6964 | 5697 | 5140 | 4251 | 3735 | 3404 |
5% | 9497 | 7127 | 5866 | 5314 | 4434 | 3928 | 3607 |
5.5% | 9656 | 7292 | 6039 | 5490 | 4622 | 4126 | 3815 |
6% | 9816 | 7460 | 6214 | 5670 | 4814 | 4329 | 4028 |