Monthly Repayment |
HKD$31,810
|
Initial Payment |
HKD$4.47 Millions
|
Loan Amount |
HKD$6.71 Millions
|
Total interest |
HKD$2.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$419,250
|
Legal Fee |
HKD$45,450
|
Agency Fee |
HKD$111,800
|
Total Expense |
HKD$576,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82718 | 58764 | 45873 | 40147 | 30849 | 25280 | 21575 |
1.5% | 84172 | 60232 | 47355 | 41639 | 32369 | 26827 | 23150 |
2% | 85643 | 61722 | 48867 | 43166 | 33934 | 28432 | 24794 |
2.5% | 87131 | 63236 | 50409 | 44728 | 35545 | 30093 | 26504 |
3% | 88634 | 64772 | 51981 | 46324 | 37202 | 31810 | 28281 |
3.5% | 90154 | 66332 | 53583 | 47954 | 38903 | 33581 | 30121 |
4% | 91690 | 67915 | 55214 | 49618 | 40649 | 35407 | 32025 |
4.5% | 93242 | 69520 | 56875 | 51315 | 42438 | 37285 | 33988 |
5% | 94810 | 71148 | 58564 | 53046 | 44269 | 39214 | 36009 |
5.5% | 96394 | 72799 | 60283 | 54809 | 46143 | 41192 | 38087 |
6% | 97994 | 74472 | 62030 | 56605 | 48058 | 43219 | 40217 |