Monthly Repayment |
HKD$31,610
|
Initial Payment |
HKD$4.44 Millions
|
Loan Amount |
HKD$6.67 Millions
|
Total interest |
HKD$2.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$416,625
|
Legal Fee |
HKD$45,275
|
Agency Fee |
HKD$111,100
|
Total Expense |
HKD$573,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82200 | 58396 | 45586 | 39895 | 30656 | 25122 | 21440 |
1.5% | 83645 | 59855 | 47058 | 41378 | 32166 | 26659 | 23005 |
2% | 85107 | 61336 | 48561 | 42896 | 33722 | 28254 | 24638 |
2.5% | 86585 | 62840 | 50094 | 44448 | 35323 | 29904 | 26338 |
3% | 88079 | 64367 | 51656 | 46034 | 36969 | 31610 | 28104 |
3.5% | 89590 | 65917 | 53247 | 47654 | 38660 | 33371 | 29933 |
4% | 91116 | 67490 | 54868 | 49307 | 40394 | 35185 | 31824 |
4.5% | 92658 | 69085 | 56519 | 50994 | 42172 | 37051 | 33775 |
5% | 94216 | 70703 | 58198 | 52714 | 43992 | 38968 | 35784 |
5.5% | 95790 | 72343 | 59905 | 54466 | 45854 | 40935 | 37848 |
6% | 97380 | 74006 | 61642 | 56251 | 47757 | 42949 | 39966 |