Monthly Repayment |
HKD$38,223
|
Initial Payment |
HKD$5.54 Millions
|
Loan Amount |
HKD$5.54 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$415,125
|
Legal Fee |
HKD$45,175
|
Agency Fee |
HKD$110,700
|
Total Expense |
HKD$571,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68253 | 48488 | 37851 | 33126 | 25455 | 20859 | 17802 |
1.5% | 69453 | 49699 | 39074 | 34358 | 26708 | 22136 | 19102 |
2% | 70667 | 50929 | 40322 | 35618 | 28000 | 23460 | 20458 |
2.5% | 71895 | 52178 | 41594 | 36906 | 29330 | 24830 | 21869 |
3% | 73135 | 53446 | 42891 | 38223 | 30696 | 26247 | 23335 |
3.5% | 74389 | 54733 | 44213 | 39568 | 32100 | 27709 | 24854 |
4% | 75656 | 56039 | 45559 | 40941 | 33541 | 29215 | 26424 |
4.5% | 76937 | 57363 | 46929 | 42342 | 35017 | 30765 | 28045 |
5% | 78231 | 58707 | 48323 | 43770 | 36528 | 32357 | 29713 |
5.5% | 79538 | 60069 | 49741 | 45225 | 38074 | 33989 | 31427 |
6% | 80858 | 61449 | 51183 | 46707 | 39654 | 35662 | 33185 |