Monthly Repayment |
HKD$3,129
|
Initial Payment |
HKD$0.44 Millions
|
Loan Amount |
HKD$0.66 Millions
|
Total interest |
HKD$0.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,500
|
Agency Fee |
HKD$11,000
|
Total Expense |
HKD$21,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8138 | 5781 | 4513 | 3950 | 3035 | 2487 | 2122 |
1.5% | 8281 | 5926 | 4659 | 4096 | 3184 | 2639 | 2277 |
2% | 8426 | 6072 | 4808 | 4247 | 3338 | 2797 | 2439 |
2.5% | 8572 | 6221 | 4959 | 4400 | 3497 | 2960 | 2607 |
3% | 8720 | 6373 | 5114 | 4557 | 3660 | 3129 | 2782 |
3.5% | 8870 | 6526 | 5272 | 4718 | 3827 | 3304 | 2963 |
4% | 9021 | 6682 | 5432 | 4881 | 3999 | 3483 | 3150 |
4.5% | 9174 | 6840 | 5595 | 5048 | 4175 | 3668 | 3344 |
5% | 9328 | 7000 | 5762 | 5219 | 4355 | 3858 | 3543 |
5.5% | 9484 | 7162 | 5931 | 5392 | 4540 | 4052 | 3747 |
6% | 9641 | 7327 | 6103 | 5569 | 4728 | 4252 | 3957 |