Monthly Repayment |
HKD$260,342
|
Initial Payment |
HKD$54.9 Millions
|
Loan Amount |
HKD$54.9 Millions
|
Total interest |
HKD$23.2 Millions
|
complete insurance payment |
HKD$164,700 (0.3%)
|
Stamp Duty |
HKD$4,666,500
|
Legal Fee |
HKD$292,000
|
Agency Fee |
HKD$1,098,000
|
Total Expense |
HKD$6,221,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 676985 | 480946 | 375439 | 328573 | 252481 | 206902 | 176580 |
1.5% | 688892 | 492955 | 387569 | 340787 | 264917 | 219565 | 189470 |
2% | 700932 | 505153 | 399944 | 353286 | 277729 | 232696 | 202921 |
2.5% | 713104 | 517541 | 412566 | 366067 | 290916 | 246290 | 216921 |
3% | 725410 | 530118 | 425431 | 379129 | 304474 | 260342 | 231460 |
3.5% | 737847 | 542883 | 438540 | 392470 | 318397 | 274842 | 246525 |
4% | 750417 | 555835 | 451890 | 406088 | 332683 | 289782 | 262100 |
4.5% | 763118 | 568974 | 465481 | 419981 | 347324 | 305152 | 278170 |
5% | 775951 | 582299 | 479309 | 434145 | 362315 | 320939 | 294715 |
5.5% | 788915 | 595809 | 493374 | 448578 | 377650 | 337134 | 311716 |
6% | 802009 | 609502 | 507673 | 463277 | 393320 | 353721 | 329153 |