Monthly Repayment |
HKD$31,241
|
Initial Payment |
HKD$4.39 Millions
|
Loan Amount |
HKD$6.59 Millions
|
Total interest |
HKD$2.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$411,750
|
Legal Fee |
HKD$44,950
|
Agency Fee |
HKD$109,800
|
Total Expense |
HKD$566,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81238 | 57713 | 45052 | 39428 | 30297 | 24828 | 21189 |
1.5% | 82667 | 59154 | 46508 | 40894 | 31790 | 26347 | 22736 |
2% | 84111 | 60618 | 47993 | 42394 | 33327 | 27923 | 24350 |
2.5% | 85572 | 62105 | 49507 | 43928 | 34910 | 29554 | 26030 |
3% | 87049 | 63614 | 51051 | 45495 | 36536 | 31241 | 27775 |
3.5% | 88541 | 65146 | 52624 | 47096 | 38207 | 32981 | 29583 |
4% | 90050 | 66700 | 54226 | 48730 | 39921 | 34773 | 31452 |
4.5% | 91574 | 68276 | 55857 | 50397 | 41678 | 36618 | 33380 |
5% | 93114 | 69875 | 57517 | 52097 | 43477 | 38512 | 35365 |
5.5% | 94669 | 71497 | 59204 | 53829 | 45318 | 40456 | 37405 |
6% | 96241 | 73140 | 60920 | 55593 | 47198 | 42446 | 39498 |