Monthly Repayment |
HKD$25,986
|
Initial Payment |
HKD$5.48 Millions
|
Loan Amount |
HKD$5.48 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$411,000
|
Legal Fee |
HKD$44,900
|
Agency Fee |
HKD$109,600
|
Total Expense |
HKD$565,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67575 | 48007 | 37475 | 32797 | 25202 | 20652 | 17625 |
1.5% | 68763 | 49205 | 38686 | 34016 | 26443 | 21916 | 18912 |
2% | 69965 | 50423 | 39921 | 35264 | 27722 | 23227 | 20255 |
2.5% | 71180 | 51659 | 41181 | 36540 | 29038 | 24584 | 21652 |
3% | 72408 | 52915 | 42465 | 37843 | 30391 | 25986 | 23103 |
3.5% | 73650 | 54189 | 43774 | 39175 | 31781 | 27434 | 24607 |
4% | 74905 | 55482 | 45106 | 40534 | 33207 | 28925 | 26162 |
4.5% | 76172 | 56793 | 46463 | 41921 | 34669 | 30459 | 27766 |
5% | 77453 | 58123 | 47843 | 43335 | 36165 | 32035 | 29417 |
5.5% | 78747 | 59472 | 49247 | 44776 | 37696 | 33651 | 31114 |
6% | 80054 | 60839 | 50674 | 46243 | 39260 | 35307 | 32855 |