Monthly Repayment |
HKD$31,155
|
Initial Payment |
HKD$4.38 Millions
|
Loan Amount |
HKD$6.57 Millions
|
Total interest |
HKD$2.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$410,625
|
Legal Fee |
HKD$44,875
|
Agency Fee |
HKD$109,500
|
Total Expense |
HKD$565,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81016 | 57555 | 44929 | 39321 | 30215 | 24760 | 21131 |
1.5% | 82441 | 58993 | 46381 | 40782 | 31703 | 26275 | 22674 |
2% | 83882 | 60452 | 47862 | 42278 | 33236 | 27847 | 24283 |
2.5% | 85338 | 61935 | 49372 | 43808 | 34814 | 29474 | 25959 |
3% | 86811 | 63440 | 50912 | 45371 | 36437 | 31155 | 27699 |
3.5% | 88299 | 64968 | 52481 | 46967 | 38103 | 32890 | 29502 |
4% | 89804 | 66518 | 54078 | 48597 | 39812 | 34678 | 31366 |
4.5% | 91324 | 68090 | 55705 | 50260 | 41565 | 36518 | 33289 |
5% | 92859 | 69685 | 57360 | 51955 | 43359 | 38407 | 35269 |
5.5% | 94411 | 71301 | 59043 | 53682 | 45194 | 40345 | 37303 |
6% | 95978 | 72940 | 60754 | 55441 | 47069 | 42330 | 39390 |