Monthly Repayment |
HKD$25,915
|
Initial Payment |
HKD$5.47 Millions
|
Loan Amount |
HKD$5.47 Millions
|
Total interest |
HKD$2.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$409,875
|
Legal Fee |
HKD$44,825
|
Agency Fee |
HKD$109,300
|
Total Expense |
HKD$564,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67390 | 47875 | 37373 | 32707 | 25133 | 20596 | 17577 |
1.5% | 68575 | 49071 | 38580 | 33923 | 26371 | 21856 | 18860 |
2% | 69774 | 50285 | 39812 | 35167 | 27646 | 23163 | 20199 |
2.5% | 70985 | 51518 | 41068 | 36440 | 28959 | 24516 | 21593 |
3% | 72210 | 52770 | 42349 | 37740 | 30308 | 25915 | 23040 |
3.5% | 73448 | 54041 | 43654 | 39068 | 31694 | 27359 | 24540 |
4% | 74700 | 55330 | 44983 | 40423 | 33116 | 28846 | 26090 |
4.5% | 75964 | 56638 | 46336 | 41806 | 34574 | 30376 | 27690 |
5% | 77241 | 57964 | 47712 | 43216 | 36066 | 31947 | 29337 |
5.5% | 78532 | 59309 | 49112 | 44653 | 37593 | 33559 | 31029 |
6% | 79835 | 60672 | 50536 | 46116 | 39152 | 35211 | 32765 |