Monthly Repayment |
HKD$3,101
|
Initial Payment |
HKD$0.44 Millions
|
Loan Amount |
HKD$0.65 Millions
|
Total interest |
HKD$0.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,450
|
Agency Fee |
HKD$10,900
|
Total Expense |
HKD$21,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8064 | 5729 | 4472 | 3914 | 3007 | 2464 | 2103 |
1.5% | 8206 | 5872 | 4616 | 4059 | 3155 | 2615 | 2257 |
2% | 8349 | 6017 | 4764 | 4208 | 3308 | 2772 | 2417 |
2.5% | 8494 | 6165 | 4914 | 4360 | 3465 | 2933 | 2584 |
3% | 8641 | 6315 | 5067 | 4516 | 3627 | 3101 | 2757 |
3.5% | 8789 | 6467 | 5224 | 4675 | 3792 | 3274 | 2936 |
4% | 8939 | 6621 | 5383 | 4837 | 3963 | 3452 | 3122 |
4.5% | 9090 | 6777 | 5545 | 5003 | 4137 | 3635 | 3313 |
5% | 9243 | 6936 | 5709 | 5171 | 4316 | 3823 | 3510 |
5.5% | 9398 | 7097 | 5877 | 5343 | 4498 | 4016 | 3713 |
6% | 9553 | 7260 | 6047 | 5518 | 4685 | 4213 | 3921 |