Monthly Repayment |
HKD$37,602
|
Initial Payment |
HKD$5.45 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$408,375
|
Legal Fee |
HKD$44,725
|
Agency Fee |
HKD$108,900
|
Total Expense |
HKD$562,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67143 | 47700 | 37236 | 32588 | 25041 | 20520 | 17513 |
1.5% | 68324 | 48891 | 38439 | 33799 | 26274 | 21776 | 18791 |
2% | 69518 | 50101 | 39666 | 35039 | 27545 | 23078 | 20125 |
2.5% | 70725 | 51329 | 40918 | 36306 | 28853 | 24427 | 21514 |
3% | 71946 | 52577 | 42194 | 37602 | 30197 | 25820 | 22956 |
3.5% | 73179 | 53843 | 43494 | 38925 | 31578 | 27258 | 24450 |
4% | 74426 | 55127 | 44818 | 40276 | 32995 | 28740 | 25995 |
4.5% | 75686 | 56431 | 46166 | 41653 | 34447 | 30265 | 27589 |
5% | 76959 | 57752 | 47538 | 43058 | 35934 | 31830 | 29229 |
5.5% | 78244 | 59092 | 48933 | 44490 | 37455 | 33437 | 30916 |
6% | 79543 | 60450 | 50351 | 45948 | 39009 | 35082 | 32645 |