Monthly Repayment |
HKD$25,797
|
Initial Payment |
HKD$5.44 Millions
|
Loan Amount |
HKD$5.44 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$408,000
|
Legal Fee |
HKD$44,700
|
Agency Fee |
HKD$108,800
|
Total Expense |
HKD$561,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67081 | 47656 | 37202 | 32558 | 25018 | 20501 | 17497 |
1.5% | 68261 | 48846 | 38403 | 33768 | 26250 | 21756 | 18774 |
2% | 69454 | 50055 | 39630 | 35006 | 27520 | 23057 | 20107 |
2.5% | 70661 | 51282 | 40880 | 36273 | 28826 | 24404 | 21494 |
3% | 71880 | 52529 | 42155 | 37567 | 30170 | 25797 | 22935 |
3.5% | 73112 | 53793 | 43454 | 38889 | 31549 | 27233 | 24428 |
4% | 74358 | 55077 | 44777 | 40239 | 32965 | 28714 | 25971 |
4.5% | 75616 | 56379 | 46124 | 41615 | 34416 | 30237 | 27563 |
5% | 76888 | 57699 | 47494 | 43019 | 35901 | 31801 | 29203 |
5.5% | 78173 | 59038 | 48888 | 44449 | 37421 | 33406 | 30887 |
6% | 79470 | 60395 | 50304 | 45905 | 38973 | 35049 | 32615 |