Monthly Repayment |
HKD$25,773
|
Initial Payment |
HKD$5.44 Millions
|
Loan Amount |
HKD$5.44 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$407,625
|
Legal Fee |
HKD$44,675
|
Agency Fee |
HKD$108,700
|
Total Expense |
HKD$561,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67020 | 47612 | 37167 | 32528 | 24995 | 20483 | 17481 |
1.5% | 68199 | 48801 | 38368 | 33737 | 26226 | 21736 | 18757 |
2% | 69391 | 50009 | 39593 | 34974 | 27494 | 23036 | 20088 |
2.5% | 70596 | 51235 | 40843 | 36239 | 28800 | 24382 | 21474 |
3% | 71814 | 52480 | 42116 | 37533 | 30142 | 25773 | 22914 |
3.5% | 73045 | 53744 | 43414 | 38853 | 31520 | 27208 | 24405 |
4% | 74289 | 55026 | 44736 | 40202 | 32935 | 28687 | 25947 |
4.5% | 75547 | 56327 | 46081 | 41577 | 34384 | 30209 | 27538 |
5% | 76817 | 57646 | 47450 | 42979 | 35868 | 31772 | 29176 |
5.5% | 78101 | 58984 | 48843 | 44408 | 37386 | 33375 | 30859 |
6% | 79397 | 60339 | 50258 | 45863 | 38938 | 35017 | 32585 |