Monthly Repayment |
HKD$25,749
|
Initial Payment |
HKD$5.43 Millions
|
Loan Amount |
HKD$5.43 Millions
|
Total interest |
HKD$2.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$407,250
|
Legal Fee |
HKD$44,650
|
Agency Fee |
HKD$108,600
|
Total Expense |
HKD$560,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66958 | 47569 | 37133 | 32498 | 24972 | 20464 | 17465 |
1.5% | 68136 | 48756 | 38333 | 33706 | 26202 | 21716 | 18740 |
2% | 69327 | 49963 | 39557 | 34942 | 27469 | 23015 | 20070 |
2.5% | 70531 | 51188 | 40805 | 36206 | 28773 | 24359 | 21455 |
3% | 71748 | 52432 | 42078 | 37498 | 30114 | 25749 | 22893 |
3.5% | 72978 | 53695 | 43374 | 38818 | 31491 | 27183 | 24383 |
4% | 74221 | 54976 | 44695 | 40165 | 32904 | 28661 | 25923 |
4.5% | 75477 | 56275 | 46039 | 41539 | 34352 | 30181 | 27513 |
5% | 76747 | 57593 | 47407 | 42940 | 35835 | 31743 | 29149 |
5.5% | 78029 | 58929 | 48798 | 44367 | 37352 | 33344 | 30830 |
6% | 79324 | 60284 | 50212 | 45821 | 38902 | 34985 | 32555 |