| Monthly Repayment |
HKD$3,585
|
| Loan Amount |
HKD$0.76 Millions
|
| Total interest |
HKD$0.32 Millions
|
| Total repayment |
HKD$1.08 Millions
|
| Down payment |
HKD$320,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$10,400
|
| Agency Fee |
HKD$10,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$341,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 9322 | 6622 | 5169 | 4524 | 3476 | 2849 | 2431 |
| 1.5% | 9486 | 6788 | 5337 | 4692 | 3648 | 3023 | 2609 |
| 2% | 9652 | 6956 | 5507 | 4864 | 3824 | 3204 | 2794 |
| 2.5% | 9819 | 7126 | 5681 | 5040 | 4006 | 3391 | 2987 |
| 3% | 9989 | 7299 | 5858 | 5220 | 4192 | 3585 | 3187 |
| 3.5% | 10160 | 7475 | 6038 | 5404 | 4384 | 3784 | 3394 |
| 4% | 10333 | 7654 | 6222 | 5592 | 4581 | 3990 | 3609 |
| 4.5% | 10508 | 7835 | 6409 | 5783 | 4782 | 4202 | 3830 |
| 5% | 10685 | 8018 | 6600 | 5978 | 4989 | 4419 | 4058 |
| 5.5% | 10863 | 8204 | 6794 | 6177 | 5200 | 4642 | 4292 |
| 6% | 11044 | 8393 | 6990 | 6379 | 5416 | 4870 | 4532 |
