Monthly Repayment |
HKD$3,072
|
Initial Payment |
HKD$0.43 Millions
|
Loan Amount |
HKD$0.65 Millions
|
Total interest |
HKD$0.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,400
|
Agency Fee |
HKD$10,800
|
Total Expense |
HKD$21,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7990 | 5676 | 4431 | 3878 | 2980 | 2442 | 2084 |
1.5% | 8131 | 5818 | 4574 | 4022 | 3126 | 2591 | 2236 |
2% | 8273 | 5962 | 4720 | 4169 | 3278 | 2746 | 2395 |
2.5% | 8416 | 6108 | 4869 | 4320 | 3433 | 2907 | 2560 |
3% | 8562 | 6257 | 5021 | 4474 | 3593 | 3072 | 2731 |
3.5% | 8709 | 6407 | 5176 | 4632 | 3758 | 3244 | 2909 |
4% | 8857 | 6560 | 5333 | 4793 | 3926 | 3420 | 3093 |
4.5% | 9007 | 6715 | 5494 | 4957 | 4099 | 3601 | 3283 |
5% | 9158 | 6873 | 5657 | 5124 | 4276 | 3788 | 3478 |
5.5% | 9311 | 7032 | 5823 | 5294 | 4457 | 3979 | 3679 |
6% | 9466 | 7194 | 5992 | 5468 | 4642 | 4175 | 3885 |