Monthly Repayment |
HKD$25,583
|
Initial Payment |
HKD$5.4 Millions
|
Loan Amount |
HKD$5.4 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$404,625
|
Legal Fee |
HKD$44,475
|
Agency Fee |
HKD$107,900
|
Total Expense |
HKD$557,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66527 | 47262 | 36894 | 32288 | 24811 | 20332 | 17352 |
1.5% | 67697 | 48442 | 38086 | 33489 | 26033 | 21576 | 18619 |
2% | 68880 | 49641 | 39302 | 34717 | 27292 | 22866 | 19940 |
2.5% | 70076 | 50858 | 40542 | 35973 | 28588 | 24202 | 21316 |
3% | 71285 | 52094 | 41806 | 37256 | 29920 | 25583 | 22745 |
3.5% | 72507 | 53348 | 43095 | 38567 | 31288 | 27008 | 24225 |
4% | 73743 | 54621 | 44407 | 39906 | 32692 | 28476 | 25756 |
4.5% | 74991 | 55912 | 45742 | 41271 | 34131 | 29987 | 27335 |
5% | 76252 | 57222 | 47101 | 42663 | 35604 | 31538 | 28961 |
5.5% | 77526 | 58549 | 48483 | 44081 | 37111 | 33130 | 30632 |
6% | 78813 | 59895 | 49888 | 45526 | 38651 | 34760 | 32345 |