Monthly Repayment |
HKD$25,488
|
Initial Payment |
HKD$5.38 Millions
|
Loan Amount |
HKD$5.38 Millions
|
Total interest |
HKD$2.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$403,125
|
Legal Fee |
HKD$44,375
|
Agency Fee |
HKD$107,500
|
Total Expense |
HKD$555,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66280 | 47087 | 36757 | 32169 | 24719 | 20256 | 17288 |
1.5% | 67446 | 48262 | 37945 | 33364 | 25936 | 21496 | 18550 |
2% | 68624 | 49457 | 39156 | 34588 | 27191 | 22782 | 19867 |
2.5% | 69816 | 50670 | 40392 | 35839 | 28482 | 24113 | 21237 |
3% | 71021 | 51901 | 41652 | 37118 | 29809 | 25488 | 22661 |
3.5% | 72239 | 53151 | 42935 | 38424 | 31172 | 26908 | 24136 |
4% | 73469 | 54419 | 44242 | 39758 | 32571 | 28371 | 25661 |
4.5% | 74713 | 55705 | 45573 | 41118 | 34004 | 29875 | 27234 |
5% | 75969 | 57010 | 46926 | 42505 | 35472 | 31421 | 28854 |
5.5% | 77238 | 58332 | 48303 | 43918 | 36973 | 33007 | 30518 |
6% | 78520 | 59673 | 49703 | 45357 | 38508 | 34631 | 32225 |