Monthly Repayment |
HKD$30,387
|
Initial Payment |
HKD$4.27 Millions
|
Loan Amount |
HKD$6.41 Millions
|
Total interest |
HKD$2.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$400,500
|
Legal Fee |
HKD$44,200
|
Agency Fee |
HKD$106,800
|
Total Expense |
HKD$551,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 79018 | 56136 | 43821 | 38351 | 29470 | 24149 | 20610 |
1.5% | 80408 | 57538 | 45237 | 39777 | 30921 | 25627 | 22115 |
2% | 81813 | 58962 | 46682 | 41236 | 32417 | 27160 | 23685 |
2.5% | 83234 | 60408 | 48155 | 42727 | 33956 | 28747 | 25319 |
3% | 84670 | 61876 | 49656 | 44252 | 35538 | 30387 | 27016 |
3.5% | 86122 | 63366 | 51187 | 45809 | 37163 | 32079 | 28774 |
4% | 87589 | 64877 | 52745 | 47399 | 38831 | 33823 | 30592 |
4.5% | 89072 | 66411 | 54331 | 49020 | 40540 | 35617 | 32468 |
5% | 90570 | 67966 | 55945 | 50674 | 42289 | 37460 | 34399 |
5.5% | 92083 | 69543 | 57587 | 52358 | 44079 | 39350 | 36383 |
6% | 93611 | 71141 | 59256 | 54074 | 45908 | 41286 | 38419 |