Monthly Repayment |
HKD$30,102
|
Initial Payment |
HKD$4.23 Millions
|
Loan Amount |
HKD$6.35 Millions
|
Total interest |
HKD$2.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$396,750
|
Legal Fee |
HKD$43,950
|
Agency Fee |
HKD$105,800
|
Total Expense |
HKD$546,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78278 | 55611 | 43411 | 37992 | 29194 | 23923 | 20417 |
1.5% | 79655 | 56999 | 44814 | 39404 | 30631 | 25387 | 21908 |
2% | 81047 | 58410 | 46244 | 40849 | 32113 | 26906 | 23463 |
2.5% | 82455 | 59842 | 47704 | 42327 | 33638 | 28478 | 25082 |
3% | 83878 | 61296 | 49191 | 43838 | 35205 | 30102 | 26763 |
3.5% | 85316 | 62772 | 50707 | 45380 | 36815 | 31779 | 28505 |
4% | 86769 | 64270 | 52251 | 46955 | 38467 | 33507 | 30306 |
4.5% | 88238 | 65789 | 53822 | 48561 | 40160 | 35284 | 32164 |
5% | 89722 | 67330 | 55421 | 50199 | 41893 | 37109 | 34077 |
5.5% | 91221 | 68892 | 57048 | 51868 | 43667 | 38982 | 36043 |
6% | 92735 | 70475 | 58701 | 53568 | 45479 | 40900 | 38059 |