Monthly Repayment |
HKD$25,085
|
Initial Payment |
HKD$5.29 Millions
|
Loan Amount |
HKD$5.29 Millions
|
Total interest |
HKD$2.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$396,750
|
Legal Fee |
HKD$43,950
|
Agency Fee |
HKD$105,800
|
Total Expense |
HKD$546,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65232 | 46342 | 36176 | 31660 | 24328 | 19936 | 17014 |
1.5% | 66379 | 47499 | 37345 | 32837 | 25526 | 21156 | 18256 |
2% | 67539 | 48675 | 38537 | 34041 | 26761 | 22421 | 19552 |
2.5% | 68712 | 49868 | 39753 | 35273 | 28031 | 23731 | 20901 |
3% | 69898 | 51080 | 40993 | 36531 | 29338 | 25085 | 22302 |
3.5% | 71096 | 52310 | 42256 | 37817 | 30679 | 26482 | 23754 |
4% | 72307 | 53558 | 43542 | 39129 | 32056 | 27922 | 25255 |
4.5% | 73531 | 54824 | 44852 | 40468 | 33467 | 29403 | 26803 |
5% | 74768 | 56108 | 46184 | 41832 | 34911 | 30924 | 28397 |
5.5% | 76017 | 57410 | 47540 | 43223 | 36389 | 32485 | 30036 |
6% | 77279 | 58729 | 48917 | 44640 | 37899 | 34083 | 31716 |