Monthly Repayment |
HKD$30,017
|
Initial Payment |
HKD$4.22 Millions
|
Loan Amount |
HKD$6.33 Millions
|
Total interest |
HKD$2.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$395,625
|
Legal Fee |
HKD$43,875
|
Agency Fee |
HKD$105,500
|
Total Expense |
HKD$545,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78056 | 55453 | 43288 | 37884 | 29111 | 23856 | 20359 |
1.5% | 79429 | 56838 | 44686 | 39293 | 30545 | 25315 | 21846 |
2% | 80817 | 58244 | 46113 | 40734 | 32022 | 26829 | 23396 |
2.5% | 82221 | 59672 | 47569 | 42207 | 33542 | 28397 | 25011 |
3% | 83640 | 61122 | 49052 | 43713 | 35106 | 30017 | 26687 |
3.5% | 85074 | 62594 | 50563 | 45252 | 36711 | 31689 | 28424 |
4% | 86523 | 64088 | 52103 | 46822 | 38358 | 33412 | 30220 |
4.5% | 87988 | 65603 | 53670 | 48424 | 40046 | 35184 | 32073 |
5% | 89467 | 67139 | 55264 | 50057 | 41775 | 37004 | 33980 |
5.5% | 90962 | 68697 | 56886 | 51721 | 43543 | 38871 | 35941 |
6% | 92472 | 70275 | 58534 | 53416 | 45350 | 40784 | 37951 |