Monthly Repayment |
HKD$29,989
|
Initial Payment |
HKD$4.22 Millions
|
Loan Amount |
HKD$6.32 Millions
|
Total interest |
HKD$2.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$395,250
|
Legal Fee |
HKD$43,850
|
Agency Fee |
HKD$105,400
|
Total Expense |
HKD$544,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 77982 | 55400 | 43247 | 37848 | 29083 | 23833 | 20340 |
1.5% | 79354 | 56784 | 44644 | 39255 | 30516 | 25291 | 21825 |
2% | 80741 | 58189 | 46070 | 40695 | 31992 | 26804 | 23374 |
2.5% | 82143 | 59616 | 47524 | 42167 | 33511 | 28370 | 24987 |
3% | 83560 | 61065 | 49006 | 43672 | 35072 | 29989 | 26662 |
3.5% | 84993 | 62535 | 50516 | 45209 | 36676 | 31659 | 28397 |
4% | 86441 | 64027 | 52053 | 46777 | 38322 | 33380 | 30191 |
4.5% | 87904 | 65540 | 53619 | 48378 | 40008 | 35150 | 32042 |
5% | 89382 | 67075 | 55212 | 50009 | 41735 | 36969 | 33948 |
5.5% | 90876 | 68632 | 56832 | 51672 | 43501 | 38834 | 35906 |
6% | 92384 | 70209 | 58479 | 53365 | 45307 | 40745 | 37915 |