Monthly Repayment |
HKD$24,658
|
Initial Payment |
HKD$5.2 Millions
|
Loan Amount |
HKD$5.2 Millions
|
Total interest |
HKD$2.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$390,000
|
Legal Fee |
HKD$43,500
|
Agency Fee |
HKD$104,000
|
Total Expense |
HKD$537,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64122 | 45554 | 35560 | 31121 | 23914 | 19597 | 16725 |
1.5% | 65250 | 46691 | 36709 | 32278 | 25092 | 20796 | 17946 |
2% | 66390 | 47846 | 37881 | 33462 | 26305 | 22040 | 19220 |
2.5% | 67543 | 49020 | 39077 | 34673 | 27554 | 23328 | 20546 |
3% | 68709 | 50211 | 40295 | 35910 | 28839 | 24658 | 21923 |
3.5% | 69887 | 51420 | 41537 | 37173 | 30157 | 26032 | 23350 |
4% | 71077 | 52647 | 42802 | 38463 | 31510 | 27447 | 24825 |
4.5% | 72280 | 53891 | 44089 | 39779 | 32897 | 28903 | 26347 |
5% | 73496 | 55154 | 45399 | 41121 | 34317 | 30398 | 27914 |
5.5% | 74724 | 56433 | 46731 | 42488 | 35770 | 31932 | 29525 |
6% | 75964 | 57730 | 48085 | 43880 | 37254 | 33503 | 31176 |