Monthly Repayment |
HKD$23,947
|
Initial Payment |
HKD$5.05 Millions
|
Loan Amount |
HKD$5.05 Millions
|
Total interest |
HKD$2.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$378,750
|
Legal Fee |
HKD$42,750
|
Agency Fee |
HKD$101,000
|
Total Expense |
HKD$522,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62272 | 44240 | 34535 | 30223 | 23224 | 19032 | 16242 |
1.5% | 63368 | 45344 | 35650 | 31347 | 24368 | 20196 | 17428 |
2% | 64475 | 46466 | 36789 | 32497 | 25547 | 21404 | 18665 |
2.5% | 65595 | 47606 | 37950 | 33672 | 26760 | 22655 | 19953 |
3% | 66727 | 48763 | 39133 | 34874 | 28007 | 23947 | 21291 |
3.5% | 67871 | 49937 | 40339 | 36101 | 29287 | 25281 | 22676 |
4% | 69027 | 51128 | 41567 | 37354 | 30602 | 26655 | 24109 |
4.5% | 70195 | 52337 | 42817 | 38632 | 31948 | 28069 | 25587 |
5% | 71376 | 53563 | 44089 | 39935 | 33327 | 29521 | 27109 |
5.5% | 72568 | 54805 | 45383 | 41262 | 34738 | 31011 | 28673 |
6% | 73773 | 56065 | 46698 | 42614 | 36179 | 32537 | 30277 |