Monthly Repayment |
HKD$284
|
Initial Payment |
HKD$0.04 Millions
|
Loan Amount |
HKD$0.06 Millions
|
Total interest |
HKD$0.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$1,800
|
Agency Fee |
HKD$1,000
|
Total Expense |
HKD$2,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 739 | 525 | 410 | 359 | 275 | 226 | 192 |
1.5% | 752 | 538 | 423 | 372 | 289 | 239 | 207 |
2% | 766 | 552 | 437 | 386 | 303 | 254 | 221 |
2.5% | 779 | 565 | 450 | 400 | 317 | 269 | 237 |
3% | 792 | 579 | 464 | 414 | 332 | 284 | 252 |
3.5% | 806 | 593 | 479 | 428 | 347 | 300 | 269 |
4% | 820 | 607 | 493 | 443 | 363 | 316 | 286 |
4.5% | 834 | 621 | 508 | 458 | 379 | 333 | 304 |
5% | 848 | 636 | 523 | 474 | 395 | 350 | 322 |
5.5% | 862 | 651 | 539 | 490 | 412 | 368 | 340 |
6% | 876 | 666 | 554 | 506 | 429 | 386 | 359 |