| Monthly Repayment |
HKD$32,690
|
| Loan Amount |
HKD$6.89 Millions
|
| Total interest |
HKD$2.91 Millions
|
| Total repayment |
HKD$9.8 Millions
|
| Down payment |
HKD$2,950,000
|
| Stamp Duty |
HKD$354,800
|
| Legal Fee |
HKD$42,120
|
| Agency Fee |
HKD$98,480
|
| complete insurance payment |
--
|
| Total Expense |
HKD$3,445,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 85006 | 60390 | 47142 | 41257 | 31703 | 25980 | 22172 |
| 1.5% | 86501 | 61898 | 48665 | 42791 | 33264 | 27570 | 23791 |
| 2% | 88013 | 63430 | 50219 | 44360 | 34873 | 29218 | 25480 |
| 2.5% | 89542 | 64985 | 51804 | 45965 | 36529 | 30925 | 27238 |
| 3% | 91087 | 66565 | 53419 | 47605 | 38231 | 32690 | 29063 |
| 3.5% | 92648 | 68167 | 55065 | 49281 | 39980 | 34510 | 30955 |
| 4% | 94227 | 69794 | 56742 | 50991 | 41773 | 36386 | 32911 |
| 4.5% | 95822 | 71444 | 58448 | 52735 | 43612 | 38316 | 34928 |
| 5% | 97433 | 73117 | 60185 | 54514 | 45494 | 40299 | 37006 |
| 5.5% | 99061 | 74813 | 61951 | 56326 | 47420 | 42332 | 39141 |
| 6% | 100705 | 76533 | 63746 | 58172 | 49387 | 44415 | 41330 |
