Monthly Repayment |
HKD$32,597
|
Initial Payment |
HKD$2.95 Millions
|
Loan Amount |
HKD$6.87 Millions
|
Total interest |
HKD$2.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$352,000
|
Legal Fee |
HKD$42,050
|
Agency Fee |
HKD$98,200
|
Total Expense |
HKD$492,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 84764 | 60219 | 47008 | 41140 | 31613 | 25906 | 22109 |
1.5% | 86255 | 61722 | 48527 | 42669 | 33170 | 27491 | 23723 |
2% | 87763 | 63250 | 50076 | 44234 | 34774 | 29135 | 25407 |
2.5% | 89287 | 64801 | 51657 | 45835 | 36425 | 30837 | 27160 |
3% | 90828 | 66375 | 53268 | 47470 | 38123 | 32597 | 28981 |
3.5% | 92385 | 67974 | 54909 | 49141 | 39866 | 34412 | 30867 |
4% | 93959 | 69595 | 56581 | 50846 | 41655 | 36283 | 32817 |
4.5% | 95549 | 71241 | 58282 | 52585 | 43488 | 38207 | 34829 |
5% | 97156 | 72909 | 60014 | 54359 | 45365 | 40184 | 36901 |
5.5% | 98779 | 74600 | 61775 | 56166 | 47285 | 42212 | 39029 |
6% | 100419 | 76315 | 63565 | 58006 | 49247 | 44289 | 41213 |