Monthly Repayment |
HKD$32,298
|
Initial Payment |
HKD$2.92 Millions
|
Loan Amount |
HKD$6.81 Millions
|
Total interest |
HKD$2.88 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$343,000
|
Legal Fee |
HKD$41,825
|
Agency Fee |
HKD$97,300
|
Total Expense |
HKD$482,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 83988 | 59667 | 46577 | 40763 | 31323 | 25668 | 21906 |
1.5% | 85465 | 61156 | 48082 | 42278 | 32866 | 27239 | 23506 |
2% | 86959 | 62670 | 49617 | 43829 | 34455 | 28868 | 25174 |
2.5% | 88469 | 64207 | 51183 | 45415 | 36091 | 30555 | 26911 |
3% | 89995 | 65767 | 52779 | 47035 | 37773 | 32298 | 28715 |
3.5% | 91538 | 67351 | 54406 | 48690 | 39501 | 34097 | 30584 |
4% | 93098 | 68958 | 56062 | 50380 | 41273 | 35950 | 32516 |
4.5% | 94673 | 70588 | 57748 | 52103 | 43089 | 37857 | 34510 |
5% | 96266 | 72241 | 59464 | 53860 | 44949 | 39816 | 36562 |
5.5% | 97874 | 73917 | 61208 | 55651 | 46852 | 41825 | 38672 |
6% | 99498 | 75616 | 62982 | 57475 | 48796 | 43883 | 40835 |