Monthly Repayment |
HKD$31,468
|
Initial Payment |
HKD$2.84 Millions
|
Loan Amount |
HKD$6.64 Millions
|
Total interest |
HKD$2.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$318,000
|
Legal Fee |
HKD$41,200
|
Agency Fee |
HKD$94,800
|
Total Expense |
HKD$454,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81830 | 58134 | 45381 | 39716 | 30518 | 25009 | 21343 |
1.5% | 83269 | 59585 | 46847 | 41192 | 32021 | 26539 | 22902 |
2% | 84724 | 61060 | 48343 | 42703 | 33570 | 28126 | 24527 |
2.5% | 86196 | 62557 | 49868 | 44248 | 35164 | 29770 | 26220 |
3% | 87683 | 64077 | 51423 | 45826 | 36803 | 31468 | 27977 |
3.5% | 89186 | 65620 | 53008 | 47439 | 38486 | 33221 | 29798 |
4% | 90706 | 67186 | 54621 | 49085 | 40212 | 35027 | 31681 |
4.5% | 92241 | 68774 | 56264 | 50764 | 41982 | 36885 | 33623 |
5% | 93792 | 70385 | 57936 | 52477 | 43794 | 38793 | 35623 |
5.5% | 95359 | 72018 | 59636 | 54221 | 45648 | 40750 | 37678 |
6% | 96942 | 73673 | 61364 | 55998 | 47542 | 42755 | 39786 |