Monthly Repayment |
HKD$31,269
|
Initial Payment |
HKD$2.83 Millions
|
Loan Amount |
HKD$6.59 Millions
|
Total interest |
HKD$2.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$312,000
|
Legal Fee |
HKD$41,050
|
Agency Fee |
HKD$94,200
|
Total Expense |
HKD$447,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81312 | 57766 | 45093 | 39464 | 30325 | 24850 | 21208 |
1.5% | 82742 | 59208 | 46550 | 40931 | 31819 | 26371 | 22757 |
2% | 84188 | 60673 | 48037 | 42432 | 33357 | 27948 | 24372 |
2.5% | 85650 | 62161 | 49553 | 43968 | 34941 | 29581 | 26054 |
3% | 87128 | 63672 | 51098 | 45536 | 36570 | 31269 | 27800 |
3.5% | 88622 | 65205 | 52672 | 47139 | 38242 | 33011 | 29610 |
4% | 90132 | 66761 | 54276 | 48775 | 39958 | 34805 | 31480 |
4.5% | 91657 | 68339 | 55908 | 50443 | 41716 | 36651 | 33410 |
5% | 93198 | 69939 | 57569 | 52144 | 43517 | 38547 | 35398 |
5.5% | 94756 | 71562 | 59258 | 53878 | 45359 | 40492 | 37440 |
6% | 96328 | 73206 | 60976 | 55643 | 47241 | 42485 | 39534 |