Monthly Repayment |
HKD$31,037
|
Initial Payment |
HKD$2.81 Millions
|
Loan Amount |
HKD$6.55 Millions
|
Total interest |
HKD$2.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$305,000
|
Legal Fee |
HKD$40,875
|
Agency Fee |
HKD$93,500
|
Total Expense |
HKD$439,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80708 | 57336 | 44758 | 39171 | 30100 | 24666 | 21051 |
1.5% | 82127 | 58768 | 46204 | 40627 | 31582 | 26175 | 22588 |
2% | 83562 | 60222 | 47680 | 42117 | 33110 | 27741 | 24191 |
2.5% | 85014 | 61699 | 49184 | 43641 | 34682 | 29361 | 25860 |
3% | 86481 | 63199 | 50718 | 45198 | 36298 | 31037 | 27593 |
3.5% | 87963 | 64720 | 52281 | 46789 | 37958 | 32765 | 29389 |
4% | 89462 | 66264 | 53872 | 48412 | 39661 | 34546 | 31246 |
4.5% | 90976 | 67831 | 55493 | 50068 | 41406 | 36379 | 33162 |
5% | 92506 | 69419 | 57141 | 51757 | 43194 | 38261 | 35134 |
5.5% | 94051 | 71030 | 58818 | 53478 | 45022 | 40192 | 37161 |
6% | 95612 | 72662 | 60523 | 55230 | 46890 | 42169 | 39240 |