Monthly Repayment |
HKD$30,970
|
Initial Payment |
HKD$2.8 Millions
|
Loan Amount |
HKD$6.53 Millions
|
Total interest |
HKD$2.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$303,000
|
Legal Fee |
HKD$40,825
|
Agency Fee |
HKD$93,300
|
Total Expense |
HKD$437,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80535 | 57214 | 44662 | 39087 | 30035 | 24613 | 21006 |
1.5% | 81951 | 58642 | 46105 | 40540 | 31515 | 26119 | 22539 |
2% | 83384 | 60093 | 47578 | 42027 | 33039 | 27681 | 24139 |
2.5% | 84832 | 61567 | 49079 | 43548 | 34607 | 29299 | 25805 |
3% | 86296 | 63063 | 50610 | 45101 | 36220 | 30970 | 27534 |
3.5% | 87775 | 64582 | 52169 | 46688 | 37877 | 32695 | 29327 |
4% | 89270 | 66123 | 53757 | 48309 | 39576 | 34473 | 31179 |
4.5% | 90781 | 67686 | 55374 | 49961 | 41318 | 36301 | 33091 |
5% | 92308 | 69271 | 57019 | 51646 | 43101 | 38179 | 35059 |
5.5% | 93850 | 70878 | 58692 | 53363 | 44925 | 40106 | 37082 |
6% | 95408 | 72507 | 60393 | 55112 | 46790 | 42079 | 39156 |