Monthly Repayment |
HKD$30,937
|
Initial Payment |
HKD$2.8 Millions
|
Loan Amount |
HKD$6.52 Millions
|
Total interest |
HKD$2.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$302,000
|
Legal Fee |
HKD$40,800
|
Agency Fee |
HKD$93,200
|
Total Expense |
HKD$436,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80449 | 57152 | 44615 | 39045 | 30003 | 24587 | 20983 |
1.5% | 81863 | 58579 | 46056 | 40497 | 31481 | 26091 | 22515 |
2% | 83294 | 60029 | 47527 | 41982 | 33003 | 27652 | 24113 |
2.5% | 84741 | 61501 | 49026 | 43501 | 34570 | 29267 | 25777 |
3% | 86203 | 62996 | 50555 | 45053 | 36181 | 30937 | 27505 |
3.5% | 87681 | 64513 | 52113 | 46638 | 37836 | 32660 | 29295 |
4% | 89175 | 66052 | 53700 | 48257 | 39534 | 34436 | 31146 |
4.5% | 90684 | 67613 | 55315 | 49908 | 41274 | 36262 | 33056 |
5% | 92209 | 69197 | 56958 | 51591 | 43055 | 38138 | 35022 |
5.5% | 93750 | 70802 | 58629 | 53306 | 44877 | 40063 | 37042 |
6% | 95306 | 72429 | 60328 | 55053 | 46739 | 42034 | 39114 |