Monthly Repayment |
HKD$30,771
|
Initial Payment |
HKD$2.78 Millions
|
Loan Amount |
HKD$6.49 Millions
|
Total interest |
HKD$2.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$297,000
|
Legal Fee |
HKD$40,675
|
Agency Fee |
HKD$92,700
|
Total Expense |
HKD$430,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80017 | 56846 | 44375 | 38836 | 29842 | 24455 | 20871 |
1.5% | 81424 | 58265 | 45809 | 40280 | 31312 | 25951 | 22394 |
2% | 82847 | 59707 | 47272 | 41757 | 32826 | 27503 | 23984 |
2.5% | 84286 | 61171 | 48763 | 43267 | 34385 | 29110 | 25639 |
3% | 85741 | 62658 | 50284 | 44811 | 35987 | 30771 | 27357 |
3.5% | 87211 | 64167 | 51834 | 46388 | 37633 | 32485 | 29138 |
4% | 88696 | 65697 | 53412 | 47998 | 39322 | 34251 | 30979 |
4.5% | 90198 | 67250 | 55018 | 49640 | 41052 | 36067 | 32878 |
5% | 91714 | 68825 | 56652 | 51314 | 42824 | 37934 | 34834 |
5.5% | 93247 | 70422 | 58315 | 53020 | 44637 | 39848 | 36843 |
6% | 94794 | 72041 | 60005 | 54757 | 46489 | 41808 | 38904 |