Monthly Repayment |
HKD$30,406
|
Initial Payment |
HKD$2.75 Millions
|
Loan Amount |
HKD$6.41 Millions
|
Total interest |
HKD$2.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$286,000
|
Legal Fee |
HKD$40,400
|
Agency Fee |
HKD$91,600
|
Total Expense |
HKD$418,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 79067 | 56171 | 43849 | 38375 | 29488 | 24165 | 20623 |
1.5% | 80458 | 57574 | 45265 | 39802 | 30940 | 25643 | 22129 |
2% | 81864 | 58999 | 46711 | 41261 | 32437 | 27177 | 23700 |
2.5% | 83286 | 60445 | 48185 | 42754 | 33977 | 28765 | 25335 |
3% | 84723 | 61914 | 49687 | 44280 | 35560 | 30406 | 27033 |
3.5% | 86176 | 63405 | 51218 | 45838 | 37187 | 32099 | 28792 |
4% | 87644 | 64918 | 52778 | 47428 | 38855 | 33844 | 30611 |
4.5% | 89127 | 66452 | 54365 | 49051 | 40565 | 35639 | 32488 |
5% | 90626 | 68009 | 55980 | 50705 | 42316 | 37483 | 34421 |
5.5% | 92140 | 69587 | 57623 | 52391 | 44107 | 39375 | 36406 |
6% | 93670 | 71186 | 59293 | 54108 | 45937 | 41312 | 38443 |